Which Best Credit Card in India For Travel Saves Your Money?

Travel credit cards provide you best reward points on travel expenses along with benefits like lounge access, air miles, membership to partner airlines, etc. These best credit cards are best suited to those who travel frequently whether for business or leisure. And these cards also provide benefits on shopping and dining, thus making your overall experience better. Read the article and know about the best credit card in India for travel.

American Express Platinum Travel Credit Card

The card provides you travel vouchers and exclusive airport lounge access per year with reward benefits on your purchases. You can get 4 complimentary lounge access under Priority Pass membership. And can earn 1 reward point on every INR 50 spending except fuel, insurance, utility cash transaction and EMI conversion. American Express provides 5,00 bonus milestone points if you spend INR 5,000 within 60 days of the card activation.

Your reward points can be redeemed against the travel vouchers, and you can earn the same if you spend INR 1.90-4.00 lakh in a year. The best credit card provides you benefit of Taj Experiences e-gift card worth INR 10,000 from Taj, SeleQtions and Vivanta Hotels.

Joining fee: INR 3,500+GST

Renewal charge: INR 5,000+GST

SBI Card ELITE

SBI provides you an e-gift voucher of INR 5,000 on your best credit card in India for travel, SBI card ELITE. Using which you can get discounts at brands like Yatra, Hush Puppies, Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop. And also you may get free movie tickets worth INR 6,000 per year, with which you can save INR 250 on each movie ticket if you buy 2 tickets. You can use the best credit card for Dining, Departmental stores and Grocery Spends and get up to 5X reward benefits. On all other spends and international transactions INR 100 or above you can get 2 reward points. 

Airport lounge access under the priority pass membership which gives you access to 6 complimentary lounges outside India and 2 visits in domestic lounges. Club Vistara and Trident Privilege Red Tier membership which saves on your travel and hotel stays. SBI  charges the lowest Foreign Currency Mark-up fee on International transactions which is 1.99%.

Joining fee: INR 4,999+GST

Renewal charge: INR 4,999+GST

YES FIRST Preferred Credit Card

If you are aged between 21 to 60 years then you are eligible for YES BANK best credit card in india for travel. Salaried and self employed both can avail YES FIRST Preferred Credit Card if their salary is INR 20,000 per month. You can get this best credit card if you have an FD of INR 3 lakh or above. You can get the following benefits on your YES BANK credit card.

  • 10,000 reward point on first transaction in 90 days of card setup
  • 7,500 renewal points each year
  • 20,000 reward points on annual spends of INR 75 lakh
  • 1,000 points on YES PayNow registration 
  • 8 reward points on INR 100 spend on travel agencies, domestic airlines, dining and tour operators
  • 4 reward points on all other categories

Joining fee: INR 2,499+GST

Renewal charge: INR 2,499+GST

Foregin Currency Markup Fee: 1.75%

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